Booyah home owning Americans! With the mortgage crises still in full swing, Cramer has identified a new trend in the market, increasing homelessness. If you find yourself out on the streets, begging for change here are some sure fire techniques to increase your revenue, decrease your costs, thus sky rocketing your profits!

1) Don't panhandle outside the ATM. For some reason homeless people think that because the ATM doles out cash, they can provide a service of holding the door open and I will "tip" them. Wrong! I went there because I was out of cash and the machine only gave me twenty dollar bills. I am not giving you a $20, no matter how charming you are. Go where people have change, like outside convenience stores or arcades.

2) The dollar menu at Micky D's, Wendy's or Taco Bell provide the greatest caloric value for the buck and Starbucks and Barnes & Nobel bathrooms are always open and relatively clean (as long as you don't get in there after another homeless person).

3) Focus on tourists. You are still a novelty to tourists, they are flush with cash for their trip and if you can catch a foreigner on his way to the airport he just may give you all the remaining US currency he has, heck the US dollar virtually worthless to them anyway.

4) Develop a marketable skill like juggling, the only difference between those street performers that rake in the big bucks and you is that they have a place to sleep at night.

While these simple tips may not get you back in your home, they will make you the most profitable homeless person out there. Now go be th best homeless person you can be.